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Financial Assistance

Government Student Aid Programs

The Canada Student Financial Assistance Program is the financial assistance program in the form of loans and grants administered by the federal government and participating provinces and territories to assist eligible students to supplement the cost of postsecondary education. Please note that applicants must apply for a provincial or territorial student loan through their province of residence and must meet all eligibility and residency requirements. Students are advised to apply early for government student aid, as it can take up to 8 weeks to process following receipt of the application. For further information, contact the appropriate Provincial Student Aid Office (linked below) or the Student Financial Aid and Awards Advisor in CMCC’s Division of Student Services.

Students who enroll at CMCC on a study permit who wish to apply for government financial aid must contact the  Financial Aid and Awards Advisor to determine CMCC's eligibility to administer financial aid from their home country.

CMCC is an approved institution under the Province of Ontario's Student Assistance Program (OSAP). This approval is granted annually, and CMCC has held this status continuously since 1988. Financial assistance may be available for those who qualify.

Provincial and Territorial Student Assistance Websites

Other sources of Financial Aid

All major financial institutions have professional student loan programs and/or lines of credit available to CMCC students in all years. You need to be aware of the yearly and overall maximums that can impact your long term financial budgets for the four year CMCC program. Please contact your bank for details such as eligibility requirements, interest rates and applications.

Emergency Bursary

The Dr. Keith Harper & Family Emergency Bursary is available to Doctor of Chiropractic students who are enrolled full-time and who have exceptional and/or unexpected costs that interferes with their education and/or daily living. To be eligible, a student must be receiving a government student loan, reached their lifetime maximum for government student loans, or be an international student.

The value and number of bursaries will vary each academic year, depending on the number of applications received and funds available. To obtain an application, please contact finaid@cmcc.ca.

Emergency Loan Fund

An emergency loan fund is maintained by CMCC. The maximum emergency loan available is $500, which must be repaid within 30 days. Students are required to submit written proof to substantiate the status of the emergency. Emergency loan application forms may be obtained in the Student Services office.

Students’ Council Emergency Fund

The Students’ Council maintains an emergency loan fund. The maximum emergency loan available is $500, which must be repaid within 60 days. The Students’ Council loan fund is intended to be a means of interim financing for students in an emergency situation. Students in financial need are required to submit written proof to substantiate the status of the emergency. Emergency loan application forms may be obtained in the Student Services office.

For U.S. Students